Midwife Salary After Tax (UK, 2026/27)
The median UK midwife salary is £46,990 a year (ONS, 2025 provisional) — that's £37,352 after tax for 2026/27, about £3,113 a month.
Midwife take-home pay
Where the £46,990 median goes
Breakdown of £46,990 gross: Take-home pay £37,352, 79.5%; Income Tax £6,884, 14.6%; National Insurance £2,754, 5.9%.
- Take-home pay£37,352 · 79.5%
- Income Tax£6,884 · 14.6%
- National Insurance£2,754 · 5.9%
Full breakdown
| Gross salary (ONS median) | £46,990 |
| Taxable income | £46,990 |
| Personal allowance used | £12,570 |
| Income Tax | £6,884 |
| National Insurance | £2,754 |
| Total deductions | £9,638 |
| Take-home pay | £37,352 |
Median pay from ONS Annual Survey of Hours and Earnings (ASHE), 2025 provisional results (published 2025-10-23), full-time UK employee jobs. Take-home figures are this calculator's own estimate for 2026/27, assuming a standard tax code, no pension contribution and no student loan.
Tax on the £46,990 midwife median, band by band
Total tax on a £46,990 salary is £9,638 for 2026/27 in England, Wales and Northern Ireland — £6,884 of Income Tax plus £2,754 of National Insurance. That's an effective rate of 20.5%.
| Band | Income in band | Rate | Tax |
|---|---|---|---|
| Personal Allowance | £0 – £12,570 | 0% | £0.00 |
| Basic rate | £12,570 – £46,990 | 20% | £6,884.00 |
National Insurance on £46,990
| Band | Earnings in band | Rate | NI |
|---|---|---|---|
| Below the primary threshold | £12,570 | 0% | £0.00 |
| Main rate | £34,420 | 8% | £2,753.60 |
Live in Scotland, have a pension or student loan? Use the full calculator to model your own figures — Scottish Income Tax bands differ from the rest of the UK.
How the midwife salary compares
ONS classes this occupation as Midwifery nurses (SOC code 2231), covering around 21,000 full-time midwife jobs in the UK. Its £46,990 median is above the UK-wide median full-time salary of £39,039 by £7,951 (20.4%).
See every profession ranked by take-home pay for the full comparison.
Midwife salary: frequently asked questions
What is the average midwife salary in the UK?
The median gross annual pay for a full-time midwife (ONS occupation code 2231, "Midwifery nurses") is £46,990, based on ONS Annual Survey of Hours and Earnings (ASHE) 2025 provisional results.
How much does a midwife take home after tax?
On the median midwife salary of £46,990, take-home pay is £37,352 a year (£3,113 a month) for 2026/27 in England, Wales and Northern Ireland, after £6,884 of Income Tax and £2,754 of National Insurance.
Is a midwife salary above the UK average?
Yes. The median midwife salary of £46,990 is £7,951 (20.4%) above the UK-wide median full-time salary of £39,039.